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  <!-- Core pages -->
  <url>
    <loc>https://rupyanivesh.in/</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/contact</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/learn-finance</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/explore-funds</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Policy pages -->
  <url>
    <loc>https://rupyanivesh.in/privacy-policy</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/terms-and-conditions</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/investor-charter</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/grievance-redressal</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Core Investment Calculators -->
  <url>
    <loc>https://rupyanivesh.in/sip-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/lumpsum-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/swp-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/stp-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/step-up-sip-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/sip-delay-cost-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/sip-vs-lumpsum-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Goal Based Calculators -->
  <url>
    <loc>https://rupyanivesh.in/retirement-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/education-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/inflation-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/wedding-goal-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/house-goal-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/car-goal-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/vacation-goal-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Fund-Based Return Calculators -->
  <url>
    <loc>https://rupyanivesh.in/fund-cagr-return-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/fund-sip-return-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/fund-lumpsum-return-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/fund-past-performance-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/fund-comparison-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://rupyanivesh.in/best-category-return-calculator</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

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